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The points you earn with the Norwegian Cruise Line credit card can be redeemed for onboard credits, stateroom upgrades, onboard experiences, travel discounts, car rentals, hotel stays, cash, gift cards and exclusive redemption opportunities for last minute cruises. Redemptions start at 2,500 points.

This card is for those who travel with Norwegian Cruise Line a lot as the biggest part of rewards is earned on cruises with this cruise line. If you are planning to take just one cruise, then you may find a regular credit card more rewarding in the way you earn and redeem your rewards.