The content is accurate at the time of publication and is subject to change.

Typically department stores have applications on hand while you're shopping which you can fill out and submit while you're on site. On the other hand, most store and rewards cards let you apply online, so you can also head over to and apply for the card directly on their website. This is the same website you would use to manage your account by creating and keying in your younkers credit card login once you get approval. Here too it pays to actually take a close look at the rewards and benefits associated with this card, along with fees, exclusions and APR's so you know exactly what you are getting and your responsibilities. You may also want to take a look at some general rewards cards as well before actually applying for a store card to make sure you maximize benefits and rewards.