The content is accurate at the time of publication and is subject to change.

Banks not only allow their consumers to carry over the balance from one month to another, they also have various tie - ups with huge stores and brands, giving consumers reward points and  discounts, or even based on the constant usage and regular payments, they may give the customer an increase in the credit limit.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.