I applied for a card last week sometime and I paid... - Other Questions


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Credit Card Applications » Questions » User Questions » Other » I applied for a card last week sometime and I paid the fee for the credit card but how do I know and did I...

I applied for a card last week sometime and I paid the fee for the credit card but how do I know and did I get approved for the card I applied for? And if so how can I find out?

Answered on | Updated on August 2nd, 2012
The content is accurate at the time of publication and is subject to change.

Credit card companies have 30 days to respond to your application but generally they do it around 10 – 15 days.

After you applied for a credit card you should receive a letter with the status of your credit card application. The time of approval depends on credit card issuer and usually it takes around five to seven business days.

This approval letter informs you whether you are approved or not. If approved, a credit card issuer tells you the estimated time it will take for your credit card to arrive. Also, in case of possible questions on you approval it provides you with a telephone number. If your application has been rejected, the letter should state the reason you were rejected.

If you can’t wait, a customer service department of your credit card issuer is always at your disposal.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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