How long do hard credit inquiries remain on your... - Other Questions


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How long do hard credit inquiries remain on your credit report? Is there anything I can do to get them removed if I didn’t apply for them?

Answered on | Updated on May 29th, 2013
The content is accurate at the time of publication and is subject to change.

The inquiries stay on your credit report for up to two years from the date they were initiated, but can only impact your credit score for one year. If you don’t want to wait, you can dispute them with the creditors if they didn’t have proper authorization to pull your credit file. Write letters to the creditors and ask them to remove their inquiry. Some may provide documentation that a credit inquiry was authorized by you. Many creditors may simply agree to delete the inquiry.

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