Absolutely. It’s not as complicated as you might fear. You can use your card just as you would a credit or debit card. Swipe, insert or tap the card on the payment reader, depending on whether it has a chip or a magnetic stripe. You may have to enter a PIN if you have set one up, or you may tell the merchant to run the card as credit, not debit, so you don’t have to enter a PIN. To check your Vanilla card balance, call the number on the back of the card or go online and set up access to your account through the Vanilla Visa website. If you don’t have enough money on your card to cover your purchase, you can use a combination of cash or another payment card along with the Visa card to cover the entire amount due. When your card is out of funds, it is not reloadable, so you will no longer be able to use it. The card doesn’t expire, so you can take as long as you want to use up the available balance.
BEST CREDIT CARD OFFERS from our partners:
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
Excellent, Good Credit
INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
Excellent, Good Credit
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness
Excellent, Good Credit
