The content is accurate at the time of publication and is subject to change.

Absolutely. It's not as complicated as you might fear. You can use your card just as you would a credit or debit card. Swipe, insert or tap the card on the payment reader, depending on whether it has a chip or a magnetic stripe. You may have to enter a PIN if you have set one up, or you may tell the merchant to run the card as credit, not debit, so you don't have to enter a PIN. To check your Vanilla card balance, call the number on the back of the card or go online and set up access to your account through the Vanilla Visa website. If you don't have enough money on your card to cover your purchase, you can use a combination of cash or another payment card along with the Visa card to cover the entire amount due. When your card is out of funds, it is not reloadable, so you will no longer be able to use it. The card doesn't expire, so you can take as long as you want to use up the available balance.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.