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If you are moving to the U.S. for work or for study, you would definitely want to have multiple modes of payment handy. One of the most important tools in todayТs life is of course a credit card. When you are not a resident or a citizen and thinking to move there and want a credit card, you can do so. Getting approved for credit cards as you would have heard is not a very easy process. However there are many ways to get a card if you do not have a social security number. Bank of America in particular has been having programs in place to allow people without social security numbers apply for credit cards and get them.

If you wish to know more about this program, it is important to contact the authorities here and see how you can go about it. Beginning preparations well before the date of travel and move is important. The first thing to do for being eligible for the card in this way is to apply for an account with Bank of America. Once you have had this account for a period of three months, you can go ahead and be eligible to apply for your first credit card. Without a credit history or a social security number people can now apply for a credit card and find themselves having this extremely essential tool in no time at all.

When you are moving the most important part that has to be planned well in advance is the finances. Credit cards are an important aspect of your travel plans and if you check with multiple sources you will find that applying for it without a social security number is not as difficult. There are also options to have a prepaid card without much hassles, you simply need to preload the card with a designated amount each time you spend. This is a hassle free way to have a credit card and it makes sure you are only spending what you can afford to. The SSN is obtained when you apply for it but it is not a mandate to get a credit card and if you research enough you will find other ways to get access to a credit card without many complications.