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The Walmart card provides a decent amount of shopping benefits. If you're lucky enough to apply for their card during a promotional offer period, you will be able to receive a discount on your first purchase or earn additional cash back (it depends on the current card's terms). In addition to this, all Walmart MasterCard holders will have access to everyday rewards. Cardholders will receive 3% back on all Walmart purchases made, 2% back on all Murphy USA and Walmart Gas purchases and 1% back when making purchases anywhere your card is accepted. Additional benefits of having the Walmart credit card include electronic statements, account alerts and access to online account management. Although there isn't anything particularly horrible about the Walmart credit card, you would probably be better off applying for a more rewards credit card that includes similar features.