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Using the right credit card can help you earn discounts and sometimes even free cruise tickets. To find the best credit card you should understand what are your goals and preferences. If you prefer particular cruises like Celebrity Cruises or Holland America Line and travel with them a lot, then a co-branded cruise card may be a good option. If you are only planning a cruise and want to earn as many miles or points as possible, it is better to consider general travel rewards credit card. Such cards allow you to earn miles on all purchases, receive sign-up bonuses and redeem rewards for any cruise you want.