The type of card that would be best for you to use would vary based on your spending habits, repayment history and your overall intention for wanting to use a card. If you are someone who frequently makes purchases, but never carries a balance, a general rewards credit card may be a good option to consider. By avoiding interest payments, you can get the most out of the rewards you earn. If you’re someone who makes a lot of purchases and tends to carry an occasional balance, you may be more interested in a card with a low fixed APR. If you happen to be planning on making an extremely large purchase and carrying a balance for a few months, a card that includes a 0% introductory APR would probably be your best option.