What kind of card to apply for depends on what you’ll be doing with the card. One idea is to get a travel rewards credit card that offers frequent flyer miles for every dollar you spend. If you spend a lot of time travelling, think about getting a card that doesn’t charge a foreign transaction fee. This way, you’ll save 2-3% on every purchase you make outside the United States. You’ll also want a card with an EMV chip, so it can be used all over Europe, Asia, Canada, and other regions where chip cards are standard and magnetic stripe cards can’t be processed. If you’re planning to use the card for regular, everyday shopping, then consider a card that offers 5% off in rotating categories. During the spring, you might get extra cash back at home improvement stores and garden centers; during the winter holiday season, you might get 5% back at department stores.
BEST CREDIT CARD OFFERS from our partners:
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
Excellent, Good Credit
INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
Excellent, Good Credit
Earn unlimited 1.5% cash back on every purchase, every day
Average, Fair, Limited Credit
