I recently found out that I have thousands of unused... - Other Questions


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Credit Card Applications » Questions » User Questions » Other » I recently found out that I have thousands of unused reward points on my credit card. Is it too late to use...

I recently found out that I have thousands of unused reward points on my credit card. Is it too late to use them?

Answered on | Updated on May 22nd, 2016
The content is accurate at the time of publication and is subject to change.

That depends. Many credit card issuers do not put expiration dates on reward points or miles, but some do. You’ll need to check with your particular card to see what their policy is. If you are able to still use your points, be sure you have an online account login and password so you can redeem your points easily. Depending on what the card is, you might be able to use them for cash back, getting a statement credit toward your balance, or you could even redeem them for frequent flyer miles if your credit card is a travel rewards card. If your points have expired, you may be out of luck, but hopefully you can still use them. In future, having a credit card that gives you reward points you can easily keep track of and redeem will ensure that you don’t let points expire or go to waste.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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