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If you would like to have a rewards credit card without annual fee at all, try the Citi Rewards+ Card (Citi is a Credit-Land.com advertising partner). There's no annual fee (unlike Amex card), it has 15-months 0% intro APR on purchases (13.49% - 23.49% (Variable) after that) and there are good rewards: 2x points ThankYou® points at supermarkets and gas stations for the first $6,000 per year and then 1x points thereafter. Plus, earn 1x points on all other purchases. You can also earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com.