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The Destiny Mastercard is ideal for those looking for their first credit card and want to build a credit history. Even those with prior bankruptcies can qualify for the card. This card reports to all three major credit bureaus, which helps establish a good credit score with proper card usage.

The Destiny Mastercard offers a quick pre-qualification for potential applicants. This feature makes the card a quality offer for anyone looking to boost their credit score but afraid they may not qualify due to late payments, bankruptcies, or other adverse financial events.

Usually, cards for those with mediocre credit are secured with an upfront deposit, but this card does not charge a security deposit. You can start using the Destiny® Mastercard® without having to pay an upfront security deposit.