It sounds like the best type of card for you would be a cash back credit card, or even a travel rewards card, rather than a store credit card. If you are planning to pay your purchases off in full each month and not carry a balance, there is really no reason to look for a buy-now, pay-later option, and you can instead turn your focus to finding the best credit card rewards deal you can. If you have a good credit score, you’ll have many options for elite level rewards card that offer things like sign-up bonuses worth hundreds of dollars in gift cards, free airline tickets, and hotel stays. Forget about a store card and get a fantastic rewards credit card to use anywhere you shop.
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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.