I have never had a credit card and want to know if... - Student Credit Cards Questions


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Credit Card Applications » Questions » User Questions » Student Credit Cards » I have never had a credit card and want to know if Discover it™ for Students is a good...

I have never had a credit card and want to know if Discover it™ for Students is a good credit card to start out with? Also, I don’t know what it means by APR and if there are any hidden fees with this student credit card.

Answered on | Updated on April 19th, 2013
The content is accurate at the time of publication and is subject to change.

If you are a student, the Discover it® Student Cash Back credit card is good start. The card has no annual and no activation fee. There are no hidden fees at all, but you should read the terms and conditions to be aware of penalty fees. The annual percentage rate (APR) is the interest rate that will be applied to your balance if you don’t pay it off in full each month. Your APR will be determined by the credit issuer and will depend on your creditworthiness. The card also has a rewards program, which allows you to earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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