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One of these credit card options would definitely help towards severing your purpose if it's large purchases you plan on making. Between the two cards offered by the Honda credit union, I would recommend choosing the Visa Gold card. The Visa Gold card offers credit lines ranging between $5,000 and $25,000. The Visa Gold card also comes with a low introductory APR of 6.9% for 6 months and then a fixed APR of 9.9%. Although this card would serve as a decent option for making your purchases, remember to look into all of your potential credit card options before you choose to apply for one. If I was you, I would try to find a more general credit card that comes with a 0% introductory APR.