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There are many other cards that allow you to collect rewards on your department store purchases. Whether you have limited credit, decent credit or excellent credit, there is almost always a credit card available that will suit your needs. Instead of looking at a co-branded store credit card, what you should do is consider applying for a cashback credit card. A cashback credit card would allow you to collect a certain percentage back on all your department store purchases. If you were looking to collect reward points, you might want to consider a few general credit card options that include a rewards program. Depending on the rewards card you have, the reward points you earn could possibly be redeemed for award travel, gift certificates or more.