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You may find credit cards with 0% intro APR on balance transfers and rewards. For example, consider Citi® Double Cash Card – 18 month BT offer (Citi is a advertising partner). It comes with 18 months of 0% intro APR on balance transfers (18.24% - 28.24% (Variable) after that). The balance transfer fee: Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min). It also allows to earn cash back on purchases: you get 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Also, here, at, you can calculate how much you can save with each balance transfer credit card we offer.