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No, Torrid Insider credit card does not offer any 0% intro APR on purchases. Moreover, its regular APR rate of 26.74% is not variable. This APR will vary just with the market based on the Prime Rate. If you want to get 0% APR credit card, consider applying to the regular credit card issued by major bank. Such credit cards usually have decent reward rates and low fees (compared to the Torrid credit card) along will desired 0% intro APR offer.