I was turned down for a Santander credit card. How... - Other Questions


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Credit Card Applications » Questions » User Questions » Other » I was turned down for a Santander credit card. How long should I wait before I apply for another one?

I was turned down for a Santander credit card. How long should I wait before I apply for another one?

Answered on | Updated on August 11th, 2016
The content is accurate at the time of publication and is subject to change.

If you’ve been turned down for a credit card, the first thing you should do is get a copy of your credit report and find out what might be bringing your credit score down. The best thing to do is order copies of your credit score from each of the three major credit bureaus – Experian, TransUnion, and Equifax. Take a close look and see if all the information is correct. If it isn’t, you’ll need to get in touch with both the credit bureau and the agency that reported the inaccurate information, to get it changed. You can get your FICO score for free from many different sources as well; find out your score and keep an eye on it as you work to repair your credit. Once your credit score is up, you can think about applying for another credit card. It will take a little time, but it will happen if you put in some effort to build your credit back up.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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