The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

You won't be able to use the Ashley Advantage® credit card to buy groceries. The Ashley Advantage® credit card is issued by Synchrony. It is not a Visa or a Mastercard credit card. It is a co-branded store credit card that can only be used to make purchases on Ashley.com and at participating Ashley and Ashley Outlet locations in the United States.

If you need a credit card for everyday purchases, you can apply for a regular credit card that is good for your current credit. Regular credit cards are accepted everywhere, and if there is a need, you can use them at Ashley Furniture as well.

If you were considering the Ashley Furniture credit card because of special financing, then you can consider regular credit cards that have a 0% intro APR on purchases. The introductory interest rate can be up to 21 months with regular credit cards, and there's no minimum to qualify for the 0% intro APR. Whereas with the Ashley Advantage credit card there are minimum purchase requirements for financing options. For example, to get 12 months of special financing with your Ashley Advantage card, the minimum online purchase must be $499 or more (the minimum purchase may vary in-store).

Regular credit cards are more convenient and provide more flexibility. They can be used everywhere credit cards are accepted as a method of payment and allow you to earn rewards on purchases. If there is a 0% promotional interest rate, it is a real zero, not a deferred interest like it often happens with store credit cards.

tags : Credit Card Benefits Low Interest Store Cards

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.