The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

The Furniture Row® Credit Card is not a Visa or a Mastercard credit card. It is a store credit card that can only be used at Furniture Row® locations in the United States. If you need a credit card for everyday purchases, you can apply for a regular credit card that is good for your current credit. Regular credit cards are accepted everywhere, and if there is a need, you can use them at Furniture Row as well.

If you are considering the Furniture Row Card because of special financing, then, as an alternative, you can consider regular credit cards with a 0% intro APR on purchases. The introductory period can be as long as up to 21 months and apply to all purchases. While it's much shorter than the one offered by Furniture Row Card, it's a real 0% introductory period. The Furniture Row Card offers deferred interest, which means if you cannot pay off the promo balance in full by the end of the promotional period, then you will be charged interest on the promo balance from the purchase date. Plus, the Furniture Row Card's special financing is applicable to qualifying purchases only, not to all purchases.