The content is accurate at the time of publication and is subject to change.

The average household has between three and four credit cards; having too many cards is not necessarily a bad thing. The thing to be careful of is opening too many credit cards within too fast a timeframe. Another thing to consider is your credit score. If your score is good, you probably don't need to worry as much about being turned down for a card. But you should still be thoughtful when applying for a new card, such as a Sphere credit card. Make sure it’s a card you will get a lot of use out of, and not just a store credit card that you’ll only use once. Also, don’t close any of your old credit card accounts. Leave them open so you’ll have a longer credit history – it’s one of the best things you can to do for your credit score.

tags : Banks Travel Rewards Store Cards Online Application

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.