I’ve heard that Fortiva loans are a good... - Other Questions


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Credit Card Applications » Questions » User Questions » Other » I’ve heard that Fortiva loans are a good alternative for me if I’m having trouble securing...

I’ve heard that Fortiva loans are a good alternative for me if I’m having trouble securing another source of credit. What other options do I have? Can I get a rewards credit card instead?

Answered on | Updated on September 12th, 2016
The content is accurate at the time of publication and is subject to change.

Whether or not you can get a rewards credit card depends on your credit score. There’s a good chance that you can actually get a rewards card of some sort, as long as your credit is average or better. Try a cash back card with no annual fee and a low APR; they often don’t require folks to have stellar credit to qualify. If you truly cannot get an unsecured card, you should look into getting a secured card, which allows you to put down a sum of money as collateral and then get a credit card with a limit equal to that deposit amount. After a certain amount of time, you’ll likely be able to convert your secured card to an unsecured card, as long as you’ve kept up all your payments and your account is in good standing.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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