The items listed on my credit reports in the positive section of accounts reporting...
Credit-Land.com is an independent, advertising-supported web site.
Credit-Land.com receives compensation from most issuers whose offers appear on our site.
Compensation from our advertising partners impacts how and where their products appear on our site,
including, for example, the order in which they may appear within review lists.
Credit-Land.com has not reviewed all available credit card offers in the marketplace.
The items listed on my credit reports in the positive section of accounts reporting favorably will expire very soon due to the 7-year reporting limitation. Those accounts were all closed by me. What will happen to my credit score and my creditworthiness once that happens?
Answered on Sep 23, 2014
Updated on Sep 23, 2014
The content is accurate at the time of publication and is subject to change.
If your current credit accounts are in good standing and your debt-to-credit ratio is low, your credit score won’t drop significantly. Length of credit history makes up only 15% of your credit score. The most important things are payment history (35%) and amounts owed (30%). If you always pay on time and keep your balances low your credit score won’t be affected much.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.
questions RELATED TO THIS TOPIC
I'm starting a long course of treatment. I want to make sure that I can use the AccessOne card for any types of products and services? Is the card only accepted by doctors in their network?
First, it is important to note that AccessOne is not a credit card, the company offers monthly payment plans to patients who received services from one of their participating providers. You can only use the AccessOne plan if your provider is a part...
How to apply for the Toys R Us Credit Card? Can't see application.
Unfortunately, the The Toys R Us MasterCard is no longer available for new applications. If you are looking for a Mastercard credit card, we can recommend you consider Mastercard credit card offers from our partners. Or you may...
How to apply for the Justice Credit Card? Can't see application.
Unfortunately, the Justice Credit Card is no longer available for new applications. If you are looking for a Visa credit card, we can recommend you consider Visa credit card offers from our partners. Or you may choose a credit...
How to apply for the CREDO Visa® Credit Card? Can't see application.
Unfortunately, the CREDO Visa® Credit Card is no longer available for new applications. If you are looking for a Visa credit card, we can recommend you consider Visa credit card offers from our partners. Or you may choose a credit...
I often have to shop at Furniture Row and therefore I would like to get its credit card, but the terms don't seem very good to me. Is there a credit card that will give me no interest and rewards?
For sure, you can apply for a credit card that offers 0% intro APR and rewards. For example, consider the Discover it® Cash Back credit card. You can earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.. Plus, earn unlimited...