There are so many different types of rewards credit... - Other Questions


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Credit Card Applications » Questions » User Questions » Other » There are so many different types of rewards credit cards available, I don’t know where to start. How...

There are so many different types of rewards credit cards available, I don’t know where to start. How do I know what card is the best to apply for?

Answered on | Updated on July 28th, 2017
The content is accurate at the time of publication and is subject to change.

It’s true that there are many types of rewards credit cards. When trying to figure out which one is for you, start by asking yourself how you’ll use the card. If travel is your cup of tea, look at travel rewards cards. You can get a co-branded card if there’s a specific airline or hotel chain you prefer to use, or a general purpose travel rewards card if you’d like to get statement credits you can apply toward travel purchases you make with your credit card. Rotating rewards category cards are often popular as well. With these cards, you’ll get 5% cash back in different spending categories that change each quarter. There is usually a cap of $75 in rewards per quarter, after which you will get 1% cash back on every dollar you spend. If you can’t decide on a card, you can’t go wrong with a low-APR cash back rewards card.

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