I am separated from my husband and we do not want to get a divorce or legal separation at...
Credit-Land.com is an independent, advertising-supported web site.
Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site.
Compensation from our advertising partners impacts how and where their products appear on our site,
including, for example, the order in which they may appear within review lists.
Credit-Land.com has not reviewed all available credit card offers in the marketplace.
I am separated from my husband and we do not want to get a divorce or legal separation at this time. I am trying to set up an apartment for myself and also set up credit in my own name apart from him. I'm disabled and work part time for just $300 a month. My income comes from my husband, and he pays my retirement account and cell phone. What can I do to get approved for a card? I do have a checking account in my name and a BofA Visa in my name. I need to get about $1500 more in credit to set up my home. My credit scores are between 680 and 730.
Answered on Jan 23, 2013
Updated on Jan 23, 2013
The content is accurate at the time of publication and is subject to change.
With your credit score you can apply for credit cards for people with good credit history. However, the issuer will look at you income as well. If your income is considered insufficient, the credit card issuer will deny your application. To eliminate the risk of denial you can call a credit card issuer first.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.
questions RELATED TO THIS TOPIC
I moved and now have a Racetrac gas station near my house. Do they have credit card and where can I apply for it?
RaceTrac offers gift cards to consumers and fleet credit cards to businesses. The company does not offer consumer credit cards. However, you still can save when you buy gas at RaceTrac. To do that you can get a general credit card with gas rewards....
They build Racetrac gas station near me and there is one near my workplace so I’m thinking it will be nice having their credit card. Where can I apply for it?
You won’t find a RaceTrac credit card application anywhere because they do not offer consumer credit cards. The company offers only business credit cards. However, you can use a general credit card at RaceTrac. There are credit cards that offer...
What kind of credit score do I need to get the Sprint credit card?
You don't need excellent credit, but on the other hand don't apply for it if you have bad credit either. Anytime you have a hard inquiry on your credit report your credit score takes a hit. If you have bad credit there are cards...
My credit is bad, I need to transfer high rates to a zero or lower rate card, but I keep getting denied.
First of all, you need to find out the reason of these rejections. Issuers typically send a rejection letter with explanations, so just read it attentively. Then, check your credit reports to make sure that there are no mistakes. In case there are...
I want to apply for Ollo credit card but found that it is offered by invitation only. What credit card can you recommend to earn cash back on all purchases?
You're right, you can apply for Ollo products by invitation only. You may consider cash back credit cards from major banks. For example, the Discover it® Cash Back credit card comes with no annual fee and cash back. It offers...