In order to answer this question, I would need to know which NRA credit card you are interested in applying for. The NRA currently offers two Visa credit card options. These cards are the NRA Maximum Rewards Visa and the NRA Platinum Edition Visa. The NRA Maximum Rewards Visa will allow you to earn 1 point for every dollar you spend on the card. The points you earn can be redeemed on cash back, gift cards, travel and more. The NRA Platinum Edition Visa provide the cardholder with an overall low APR and a 0% introductory APR for 6 months. If you get one of these cards, you will automatically receive a $40 statement credit. Aside from these features, this card provides no additional NRA membership deals, no NRA store discounts or any benefits whatsoever.