What do I need to apply for a business credit card? - Credit Cards for Business FAQ


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Credit Card Applications » Questions » FAQs » Credit Cards for Business » What do I need to apply for a business credit card?

What do I need to apply for a business credit card?

Answered on | Updated on February 2nd, 2013
The content is accurate at the time of publication and is subject to change.

You can’t just decide to apply for a business credit card because you are thinking about opening a business someday, but you also don’t have to have a longstanding business with big profits either. Anyone can apply for a business credit card, as long as they have a few key pieces of information. Here is what to have ready when you fill out your application:

  • Your business name, address and phone number
  • How many years you have been in business
  • How many employees you have
  • Your expenses and annual profits
  • Your EIN or tax ID, or your Social Security number if you do not have a tax ID

Once you have those things, you’ll be ready to apply for a business credit card. Be sure to look for one that corresponds to your level of credit, whether it’s excellent, good, or average. If you’re just starting out, you may have a lower credit limit or higher APR, but you can still get a good business credit card that will help you reach your professional goals.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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