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First of all, and most importantly, you should be at least 18 years old to be able to open a checking account. If you are not yet 18, you will need a co-owner (parent or legal guardian) to sign the documents with a bank. As for the documents you will need, you will be asked to provide a valid, government-issued photo ID. It can be a driver's license or a passport. You may also need to provide some personal information like birthdate, Social Security number, phone number or email address. If you are required to put an initial deposit, you will need to have some cash with you too. The amount of the initial deposit varies between $25-$100.