The content is accurate at the time of publication and is subject to change.

The major drawback about owning a credit card are for those consumers who tend to lose control while shopping and buy goods and services beyond the limit they can afford. This may leave the consumer running in circles to repay this debt.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.