What should I look for in a credit card, if I want to... - Other Questions


Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Other » What should I look for in a credit card, if I want to get a new one to use for a major purchase?

What should I look for in a credit card, if I want to get a new one to use for a major purchase?

Answered on | Updated on September 12th, 2016
The content is accurate at the time of publication and is subject to change.

If you’re looking to get a new credit card to use on a specific large purchase, the first thing you want to think about is how to maximize your rewards. That means not just finding a great rewards credit card, but looking for a card that also has low fees and other great features. Some of these include things like 24/7 concierge service, purchase protection, price guarantees, travel perks, and long introductory periods where you’ll pay no interest on your purchase. If you’re thinking of getting a retailer credit card, be aware that most of them do not offer these types of perks. For example, if you get a store credit card to buy a nice necklace for your wife, you may end up making that Kay Jewelers credit card payment and not getting much in return. Instead, choose a card that pays you back with rewards.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Excellent, Good Credit
Earn unlimited 1.5% cash rewards on all purchases.
Good, Excellent Credit
See Rates & Fees
Perfect credit not required for approval; we may approve you when others won’t
Fair/Bad Credit

Other Questions in

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!