The content is accurate at the time of publication and is subject to change.
If you're looking to get a new credit card to use on a specific large purchase, the first thing you want to think about is how to maximize your rewards. That means not just finding a great rewards credit card, but looking for a card that also has low fees and other great features. Some of these include things like 24/7 concierge service, purchase protection, price guarantees, travel perks, and long introductory periods where you'll pay no interest on your purchase. If you're thinking of getting a retailer credit card, be aware that most of them do not offer these types of perks. For example, if you get a store credit card to buy a nice necklace for your wife, you may end up making that Kay Jewelers credit card payment and not getting much in return. Instead, choose a card that pays you back with rewards.