When applying online is your application approved if... - Other Questions


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Credit Card Applications » Questions » User Questions » Other » When applying online is your application approved if they send a credit agreement for you to sign?

When applying online is your application approved if they send a credit agreement for you to sign?

Answered on | Updated on August 31st, 2012
The content is accurate at the time of publication and is subject to change.

Yes – if you’re approved for a new credit card, the first letter from your new provider will contain an agreement that you’ll need to review and sign in order to get your card. This agreement spells out the terms and conditions of the credit card, including applicable fees and penalties that may be incurred for violating the card’s terms.

This agreement acts as a contract between you and the credit card company and by signing it, you accept not only the credit card that they are offering, but also its terms and conditions. Before you sign, make sure you’ve read the agreement thoroughly so you don’t receive any unwanted surprises down the road.

This form can be signed electronically or on paper and sent via regular mail. As soon as it is signed and received by the credit card company, your card should be on the way and arrive within a few days.

Congratulations on your new credit card! Be sure to contact us with any general questions about using credit, and contact your credit card issuer with specific questions about your account.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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