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When it comes to whether or not you are going to be eligible for any credit card of any kind, you must always remember that your credit score is not the only factor that judges whether or not you will be approved; there are several other factors that are taken into consideration as well. Your credit score is still going to play a significantly important role in determining whether or not you are going to be approved for a card though. Sleepy's is most likely not requiring all of their applicants to have credit scores over 700†; but, they also don't want applicants with extremely low scores such as 420†. I would say as long as your credit is in the fair range, you would have a decent chance of being approved. When it comes to applying, it can be done by either going to their website and filling out an application or visiting your local retailer.