The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Every time you apply for a credit card it is a hard inquiry so your credit is impacted. Lenders, landlords, credit card providers, and insurance companies all make hard inquiries. Soft inquiries are when you request for your credit report and when a potential employer pulls makes an inquiry. If you do not want to affect your credit history do not apply too often for credit cards. Try to apply at a six month intervals.

tags : Credit Cards Credit Score

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.