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The answer to your question can vary depending on what you plan on purchasing in the upcoming months. The NRA offers two credit cards and if you have a good credit score and plan on making a few large purchases, I would recommend applying for the NRA's Platinum Edition Visa instead of the NRA Maximum rewards Visa. The NRA Platinum Edition Visa comes with a 0% introductory APR on purchases for the first six months. After that finishes, you will be able to continue enjoying low interest rates. Before you go straight to applying for the NRA Platinum Edition Visa card, you should make sure to check all of your alternative options. There are many credit cards offered by major national banks that provide cardholders with 0% introductory APRs and more.