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News: New Credit Card from IBC Bank and First Bankcard - Credit-Land.com

IBC Bank and First Bankcard have rolled out a new credit card program designed for both consumers and businesses, with some consumer cards offering as much as 1.5% back, as well as rewards that don't expire and free FICO scores. With the new business offerings, cardholders can earn up to up to five points per dollar on business expenses depending upon the card.

The consumer cards

With the Complete Rewards Card customers will get 1% back when making purchases whether that is grabbing a cappuccino at the café or picking up new school clothing at the mall. People looking to earn more back can opt to have their rewards deposited into their IBC Bank checking account to get 1.5% back rather than 1%.

Cardholder rewards never expire with this card, and they also earn a $25 bonus after they make their first purchase during the first three months of having the card.

In turn, when they are ready to cash in their rewards they can opt to get cash as a statement credit, or they can redeem them for travel, merchandise or gift cards.

The Platinum Edition Visa Card is another credit card option. With this card, people do not earn rewards but they do get the $25 bonus with an initial purchase and a low introductory APR when making balance transfers.

The consumer credit card package also includes getting their FICO scores for free, as well as being able to design your own card. They can access their account online and via a mobile app, and fraud protection is part of the package.

The business cards

The Business Edition Visa Card with Business Category Rewards lets businesses earn five points per dollar on eligible business expenses, up to $25,000 per year. From that point on they earn one point per dollar. Cardholders also earn double points when at the pump or eating out, with the same limit cap, and one point per dollar on all other purchase.

With the Business Edition Visa Card with Reward Simplicity, people earn 1.5 points per dollar on everything. Rewards for both cards can be cashed in for merchandise, travel, gift cards, and a statement credit.

tags : Banks Business Rewards

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.