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News: Nibbles Credit Card: Pet Insurance and Rewards - Credit-Land.com

Pet owners want the best for their furry friends, but expenses to take care of them are growing all the time. According to Synchrony's 2025 Pet Lifetime of Care study, caring for a cat over 15 years is on average 20% more expensive than it was in 2022, while costs to care for a dog show an average increase of almost 12% in the same time frame.

If you've ever been concerned about how much you spend on your pet and have been thinking about getting pet health insurance to have peace of mind, you may want to consider the Nibbles Pet Rewards Credit Card.

The Nibbles Pet Rewards Credit Card is designed with pets and their owners in mind: it has no annual fee and comes with built-in complimentary pet insurance for one pet.

Here are the card features at a glance:

  • Free pet insurance for one pet with an option to add multiple pets for an additional cost.
  • 3x rewards on pet and vet purchases.
  • No annual fee.

The Nibbles pet insurance is for one dog or cat of at least 7 weeks old and covers up to $10,000 in yearly health coverage for accidental injury and illness. The insurance can be used at any licensed vet across the U.S. Nibbles offers 80% coverage and a maximum annual deductible of $500.

Here's what is covered by the Nibbles card's pet insurance policy:

  • Procedures: emergency tooth extractions, surgeries, wound care, ACL tears, organ or heart valve transplants.
  • Illnesses: diabetes, cancer, genetic disorders, breed conditions, hip dysplasia, digestive problems.
  • Diagnostics: laboratory tests, poison control consultation, MRI/CAT scans, X-rays & ultrasounds.
  • Medications: injections and medications used at the veterinary office to treat your pet.
  • Accidents: emergency vet treatments, foreign object ingestion, toxic poisoning, bites & stings.
  • Supportive Care: dental disease & fractures, medical supplies, overnight hospital stays, rehabilitative care.

Plus, Nibbles offers such add-ons as vet visits and exam fees, take-home prescriptions, wellness plan, and physical therapy. These can be added to your basic Nibbles insurance for an additional cost.

Here's what is not covered by the Nibbles card's pet insurance policy:

  • Pre-existing conditions
  • Non-emergency dental work
  • Training/obedience class
  • Boarding
  • Breeding, pregnancy, or birth expenses
  • Issues that occur during a waiting period
  • Prescription food
  • Cosmetic or elective procedures
  • Biohazard fees

In addition to policy add-ons, you can also customize your pet insurance, deductible, and annual limit for personalized coverage.

The Nibbles Pet Rewards card is strongly recommended to those who would benefit from the card's built-in pet insurance and those who spend frequently on pet-related expenses and vet visits.

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.