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Research: How to earn on Black Friday Deals in 2022 -

Black Friday is around the corner! Ready, steady, go! But before you rush into a shopping spree to catch jaw-dropping deals and discounts, make sure you get the most out of them. Did you know that not only can you save on Black Friday deals, but also earn cash back or points? Yep, that's right, you can earn rewards on your Black Friday shopping. Rewards credit cards are here to help you. Each credit card purchase will bring you amazing rewards. And although you may be itching to get a store card from the retailer you are planning to shop at on Black Friday, think twice before you do it. General rewards credit cards offer much better deals and do not tie you to one retailer. Set out on a Black Friday journey with best rewards credit cards from our partners.

Black Friday Shopping 2022: Best Credit Cards from Our Partners

Discover Card - Discover it® Cash Back *See Terms APPLY NOW on Discover's secure website

Discover it® Cash Back

This card offers a simple way to earn on your Black Friday shopping. Discover it® Cash Back is a typical cash back card with rotating categories, meaning you can get increased rewards in certain shopping categories each quarter. You can earn 5% cash back when you shop in rewards categories (up to a quarterly maximum each time you activate). When you reach the category limit, you will continue earning 1% cash back, plus all other purchases will earn 1% per dollar. Discover will match all the cash back you earn for the first year of using the card (provided you are a new cardmember). For example, you could turn $150 cash back into $300. If you combine Black Friday discounts, no annual fee, rewards, and promotional rates on purchases, you'll see your savings pile up.

Citibank® - Citi Rewards+<sup>®</sup> Card Rates & Fees APPLY NOW on Citi's secure website

Citi Rewards+® Card

The Citi Rewards+® Card is a great option for Black Friday deal hunters. The card comes with 15 months of 0% intro APR on purchases, which will give you plenty of time to pay off all Black Friday purchases without paying a penny in interest. Just keep in mind, when the introductory promotional rate is over, a go-to APR will apply to the remaining balance and all new purchases. Additionally, you will earn 2X ThankYou® Points at supermarkets and gas stations for the first $6,000 per year and then 1X points thereafter. All other purchases earn 1X ThankYou® Points. Plus, every time you make a purchase, all points are rounded up to the nearest 10 points.

Discover Card - Discover it® Miles *See Terms APPLY NOW on Discover's secure website

Discover it® Miles

If you think winter is the perfect time for traveling, raise your hands. Ok, we think so too. Black Friday shopping can bring you a lot of miles that you can spend on travel if you apply for the Discover it® Miles. Discover gives you 1.5x miles on every dollar of every purchase and matches all your earned miles at the end of the first year if you are a new cardmember. Thus, if you earn 35,000 miles, you get 70,000 miles. So, basically, you get 3 miles per dollar on all your holiday shopping the first year. Redeeming miles for travel seems just a nice way to extend the Black Friday fun.

Citibank® - Citi Premier<sup>®</sup> Card Rates & Fees APPLY NOW on Citi's secure website

Citi Premier® Card

The Citi Premier® Card is another card Black Friday travel deal hunters may like. It comes with a generous welcome bonus offer of 60,000 bonus ThankYou® Points. To qualify, you will need to spend $4,000 in purchases within the first 3 months of account opening. Earned points can be used at Citi ThankYou® Rewards portal to redeem for travel, cash rewards, gift cards, shop with points at participating online partners or transfer points to participating travel loyalty programs. Ongoing rewards allow you to earn 3X points at restaurants, supermarkets, gas stations, hotels, and air travel. All other purchases earn 1 point per dollar spent.

Citibank® - Citi Custom Cash<sup>®</sup> Card Rates & Fees APPLY NOW on Citi's secure website

Citi Custom Cash® Card

If cash is king for you, a cash back credit card is the most obvious choice for Black Friday shopping. The Citi Custom Cash® Card allows you to earn $200 in cash back after you spend $1,500 on purchases in the first six months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. Purchases in your top spend category will earn 5% cash back each billing cycle, up to the first $500 spent, and 1% cash back thereafter. All other purchases will earn 1% cash back per dollar. Plus, the card comes with no annual fee and 15 months of 0% intro APR (a go-to variable APR will apply after that). So, if you are planning to go on a Black Friday shopping spree, you will have enough time to pay the card balance off at the 0% promotional rate.

Citibank® - Citi Double Cash<sup>®</sup> Card Rates & Fees APPLY NOW on Citi's secure website

Citi Double Cash® Card

One more cash back credit card for Black Friday shopping is the Citi Double Cash® Card. With this card, you will earn solid 2% cash back on every purchase without any limitations. The process is easy: you earn 1% cash back when you buy, and you get an additional 1% as you pay for those purchases. This card will keep you motivated to pay off the card balance in full to maximize your savings. While it's enough to pay at least the minimum due on time to earn the second half of cash back rewards, we encourage you to pay off the card balance in full each month. Doing so, you will be able to avoid interest payments.