Find Best Credit Card with Travel Rewards

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Compare Travel Rewards Credit Cards to Choose the Best One!

When you cannot decide between two credit cards with similar features or rewards from different issuers, the best way out would be comparing them. Below you can compare Discover it® Miles with Chase Sapphire Preferred® credit card using our convenient comparison tool. By default, we compare the Chase Sapphire Preferred® credit card and Discover it® Miles but you can change the pair of cards if you wish.
for Excellent, Good Credit
Compare Cards: Discover it® Miles and others
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for Excellent Credit
Compare Cards: Chase Sapphire Preferred® credit card and others
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Rewards
Miles
Rewards Type
Points
UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
Rewards Bonus
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.2
Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.

Earning Rewards
Earn 2X points on travel and dining at restaurants- from airfare and hotels to fine dining and cafes.2

Earn 1 point per dollar spent on all other purchases.2

Rewards never expire
Rewards Expiration
Points do not expire2
Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.
Redemption Options
Redeem for travel, gift cards, cash back and more2
The whole idea of getting a travel credit card is to earn as much rewards as possible. You should make sure all your purchases will earn maximum. For example, the Chase Sapphire Preferred® credit card offers 2X points on travel and dining, and 1 point per dollar spent on all other purchases. As for Discover it® Miles, with this card you will earn unlimited 1.5x Miles for every dollar spent on all purchases. Both cards offer a bonus: for Chase Sapphire Preferred® credit card it is 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening, for Discover card it is completely different - Discover will match all the miles you've earned at the end of your first year, automatically (for example, if you earn 35,000 miles, you get 70,000 miles).
Purchases
0% (14 months)
Introductory APR
No intro APR2
14.24% - 25.24% Variable
Ongoing APR
18.24% - 25.24% Variable2
Chances are you will put a big purchase on to your new travel credit card, and since your purchase can be quite costly, you may need a little help paying off the card balance. A 0% intro APR period will be extremely welcome in this situation. With 0% intro APR you may spread payments over zero introductory period without overpaying.
Balance Transfer
10.99% (14 months)
Introductory APR
No intro APR2
14.24% - 25.24% Variable
Ongoing APR
18.24% - 25.24% Variable2
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Balance Transfer Fee
5% ($5 min)2
While balance transfers do not usually earn rewards, it could be a great opportunity to pay off some debt by transferring it to your new credit card. If you do not carry balances, you do not overpay, and interest won't eat up your rewards.
Fees
$0
Annual Fee
$952
See terms
Late Payment Fee
Up to $392
It may be great when a credit card is full of benefits, but you should know how much it will cost you. Chase Sapphire Preferred® credit card charge an annual fee of $95.
Cash Advance
27.24% Variable
Ongoing APR on Cash Advance
27.24% Variable2
See terms
Cash Advance Fee
5% ($10 min)2
Whether you need cash while abroad or simply in a situation when credit cards are not accepted, you should always know how much cash advance will cost you. It is not only about the fee, but also about an interest rate. In addition to the fees, you will want to know the amount you are allowed to withdraw to avoid sticky situations.
Compare Cards: Chase Sapphire Preferred® credit card and others
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HOW TO CHOOSE THE BEST CREDIT CARDS IN 5 EASY STEPS

When you're looking for the best credit card, you may find that not all so-called best offers are good for you. The reason is simple - we all have different needs and requirements. Therefore, one best credit card is not necessarily best for each and every person. Below we offer you five things that are important to consider when choosing a best credit card.
  1. 1. Rewards Program

    Probably the first thing we look at is a rewards program. Rewards can be given in a form of miles, points or cash back. If you are after specific rewards, you can search by rewards type. However, we would recommend you looking at your expenses first. Since many cards offer higher rewards in specific shopping categories, it's worth understanding where you spend more to make sure you will earn maximum rewards.
  2. 2. The Interest Rate

    Even though you most likely will be paying off the card balances in full on your credit card, it is worth comparing interest rates. Some credit cards have a 0% intro APR for about a year. With this benefit, you will have some time to pay off an expensive purchase without paying a penny in interest. The zero introductory period won't last forever, so check out a go-to interest rate and when it applies as well.
  3. 3. Fees and Penalties

    An annual fee of a credit card may be high and if you choose a credit card with a high annual fee, you should make sure it's justified. You won't want to pay for something you do not use, so make sure the card's benefits are worth the annual fee. If you do not use credit card benefits, then look for the no annual fee credit cards.
  4. 4. Balance Transfer Opportunity

    If a credit card has a 0% intro APR on balance transfers, see if it allows to earn rewards for transferring a balance. It is a rare benefit these days, but still offered by some issuers. The number of rewards you may earn on balance transfers is limited, so make sure you are aware of all the caps and terms. Also, there can be a balance transfer fee which is usually around 2%-5% of the amount transferred.
  5. 5. Card for Your Lifestyle

    Rewards credit cards are designed for different needs. For example, if you are a frequent traveler who fly more than two times a year, airline co-branded credit card may be your choice. If you board a plane just once a year or even less and want to earn miles on every purchase, choose from general travel rewards credit cards.

LOOKING FOR A TRAVEL CREDIT CARDS? SEE MORE CREDIT CARD OFFERS

Best for Miles Earnings

Best for Hotels

Best for Points Earnings

Compare Cards: Discover it® Miles and others
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for Excellent, Good Credit
Compare Cards: Citi Rewards+℠ Card and others
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for Excellent, Good Credit
Intro APR (on Purch.)
0% (14 months)
0% intro on purchases for 12 months
0% 15 months on Purchases
Regular APR (on Purch.)
14.24% - 25.24% Variable
14.24% - 24.24% (Variable)
15.49% - 25.49% (Variable)
Annual Fee
$0
$0
$0
Rewards Earned
Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.

Earn 1.25X miles on every purchase, every day

Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture

The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.

Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year

Bonus Offer
UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
20000 Miles once you spend $1,000 on purchases within 3 months from account opening
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
It is easier to find a best credit card when you know what benefits and features your new credit card should have. When you have several options, comparing them can help you make your decision. If you cannot choose between points rewards credit cards like Discover it® Miles and Chase Sapphire Preferred® credit card, calculating potential earnings and expenses may help. Whichever card you choose, remember that it should work for you all the time.

USER QUESTIONS ABOUT TRAVEL CREDIT CARDS

Which is the best credit card for travel rewards: Chase Sapphire Preferred ($95/year), the Discover it Miles ($0/year)? Cost...
The Chase Sapphire Preferred card is good for travelers and those who also spend a lot on dining as it gives 2 points for travel and dining purchases. All other purchases earn only 1 point per dollar. The sign-up bonus is quite standard for travel...
Read more
I found that Chase Sapphire Preferred credit card offers 25% more than redeemed through Chase Ultimate Rewards portal. Are...
You may consider travel credit cards with different rewards offers. Some credit cards may offer additional rewards when redeeming through the issuers' rewards portals.
Read more
Is it worth joining Chase Ultimate Rewards? I'm looking for credit cards with travel rewards and don't know what to choose.
What is Chase Ultimate Rewards Ultimate Rewards is the Chase’s rewards program that allows the cardholders of Chase Ultimate Rewards credit cards earn and redeem their Chase Ultimate Rewards points. The cards, that participate in the program, are...
Read more
How do travel credit cards work?
We all hear a lot about airlines miles and points and how vivid a life you're going to have once you start collecting miles. And while this frequent flyer miles science may seem confusing and complicated, in fact it's a piece of cake and...
Read more
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