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That is a hard place to be in, but you certainly aren't alone. This is a common situation, and the best thing to do is keep a handle of things as much as possible while you wait for your divorce to be finalized. Then you will be able to assess your situation and figure out where to go from there.

Do you know what your credit score is now? If you or your wife have stopped making payments on your credit card debt, your once-excellent score may have suffered, but there's no way to know for sure without taking a look at your credit report. Pull a copy of your free annual credit repot and see where you stand.

If you're looking for a credit card you can use to pay off other debt or cover expenses while your assets are frozen, it will be a big help if your credit score is still pretty good, so it's important to find that out. With a decent credit score and high enough income - since your business is profitable, I'm guessing you do have good income - you can expect to be awarded a credit line of at least $10,000 to $30,000, which will help you out until your money is freed up.

If your credit score is still good (over 750†), then you can look at our full range of credit cards for good credit, maybe a card with a zero-percent APR balance transfer offer for the first year, so you can pay off some of that debt with no interest. Be sure to apply for cards from different issuing banks than the ones you have now - a bank that you've never used before is more likely to give you a new card with a good credit limit than a bank where you currently have cards with balances due.

If your credit score has suffered due to debt and your divorce proceedings, you will want to look at our selection of cards for fair credit, which are less likely to have a balance transfer option. If your credit truly has taken a big hit (a score in the mid-600† range or lower) then you might be limited to cards for poor or damaged credit, but hopefully, your credit has not suffered to that degree. If your credit is still okay, you won't need to consider those cards, which have higher fees and APRs and lower limits, but in a worst-case scenario it's good to know that they are out there.

Good luck!

tags : Balance Transfers Credit Cards Credit Score Fair Credit Good Credit

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.