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In reality the Amazon Rewards Visa Card is inferior to many cards and especially to the Discover it® Cash Back credit card. Although the Amazon card rewards are competitive, the sign-up incentive leaves something to be desired. The card only offers a $50 gift card upon approval. There are several cards that will give you $100 or more in the form of cash back or a digital gift card to be used at For example, with the Discover it® Cash Back you can turn $150 cash back into $300. All you need to do is to get the card and use it for shopping to earn 1% cash back on all purchases and up to 5% cash back in rotating categories. Note that you need to activate 5% cash back rewards to be able to earn additional cash back in rotating categories. Category earnings are capped to $1,500 in spendings and you will continue earning 1% cash back when you exceed the cap. All your first-year earnings will be matched at the end of your first year (provided you are a new cardmember). So, basically you can maximize your spendings to get as much cash back as you can for the first year.