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These days most issuers don't allow joint account holders. However, you can always apply separately for any credit card, so each of you will have their own credit card. If you want just one account, then you can apply for the card yourself and then add your wife as an authorized user.
An authorized user is someone like a friend or family member added to an account without an additional credit check. They'll get a card with their name on it and share charging privileges (up to the primary cardholder's available line of credit).
You can add your wife as an authorized user to your new credit card account via online bank account access or by calling the issuer directly. Adding a user won't directly impact your credit score. However, the account activity, including payment history and credit utilization, is reported to the credit bureaus for both users. You, as a primary cardholder, will be solely responsible for all the charges on the account, so poor spending or payment habits by an authorized user can negatively impact your credit.
You, in turn, can benefit by accelerating rewards earning, maximizing card perks, and simplifying shared expenses, while your wife gains access to credit and the opportunity to build her credit history.
