The content is accurate at the time of publication and is subject to change.

Even though balance transfer credit cards are usually designed for people with at least good credit, there still are a few options for those who have fair credit. You can find credit cards that have a balance transfer option. However, do not expect long zero introductory periods. These cards usually offer 6 to 12 months of no interest on balance transfers. These periods may not be long, but you can pay off at least a portion of your debt and save much-needed money.

If you do not qualify for a credit card, try personal loans. They may not offer zero interest, but the interest rate may be much lower than the one you currently have. You can shop around for the best loan terms without impacting your credit score.

tags : Balance Transfers Credit Cards Fair Credit

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.