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With the Merrick Bank Double Your Line® Mastercard® card, your initial credit line may be doubled after 7 months of responsible use of the card, if your account qualifies.
For the Merrick Bank Double Your Line® Secured Credit Card, your $200 credit line will double to $400 if you make at least your minimum payment on time each month for the first 7 months your account is open. You can also increase your credit line by adding more money to your security deposit at any time, up to $3,000. However, Merrick Bank will only double the original $200 amount and only once. After you've received your $200 increase, your account will be regularly reviewed for credit line increases without the need for an additional deposit.
As an alternative, you might want to consider credit cards with higher initial credit line, like the Surge® Platinum Mastercard® or Destiny® Mastercard® with $1,000 Credit Limit. While these cards do not offer "double your line" feature, these are unsecured credit cards with higher starting limits - up to $1,000 initial credit limit. Plus, unsecured credit cards can be an effective tool for building credit when used responsibly, as issuers report your credit activity to the major credit bureaus.
