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The Jared card is a fairly basic store card that comes with a generic financing offer. When using the Jared the Galleria of Jewelry credit card, cardholders can choose a no-interest offer in order to finance large purchase. Depending on the total purchase cost, cardholders can select either a 12- or 18-month period to pay off their balance with no interest. If an interest payment is missed, the cardholder is stuck with all interest payments from the original date of purchase. There are a lot of stores that offer very similar financing opportunities. If you're looking for a similar bank card, we have recommendations. Look for a more general bank credit card that comes with a 0% introductory APR on purchases, and use that to make your purchase.