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Many people find this confusing, but the answer is pretty straightforward. Gift cards are available only in denominations of $25, $50, and $100 and are available for purchase in stores. A rewards card is available by mail order, either by emailing or calling Visa. These are typically given out as prizes, incentives, or promotions. Both types of cards are non-reloadable and do not expire. If you are interested in a more traditional type of prepaid card, there are many available that can be reloaded and are able to be used in place of a checking account. You can receive direct deposits on these cards, pay bills online, and get cash from ATMs - all of which you cannot do with either of the cards you are asking about. Other brands of prepaid cards also have useful apps that you can use to manage your funds and see your balance from the convenience of your smartphone.