I need to build a new PS and want to use a credit... - Other Questions

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Credit Card Applications » Questions » User Questions » Other » I need to build a new PS and want to use a credit card for it. Do you think getting Fry’s credit card will...

I need to build a new PS and want to use a credit card for it. Do you think getting Fry’s credit card will be a good idea since most of the parts will be bought at Fry’s Electronics?

Answered on
The content is accurate at the time of publication and is subject to change.

The Fry’s credit card may look attractive with its long deferred interest period but you should be absolutely sure you will be able to pay off the balance by the end of this period. Also, a single late payment may cause you to lose out on the promo period and since the interest is deferred you will be charged the interest retroactively going back to the date of purchase. So if there is a hint of doubt you can pay off the balance or pay on time, we would recommend you to skip this card and apply for a regular credit card from a major bank. There are credit cards with 0% intro APRs and you can choose the card with the most suitable introductory period. Also, in most cases such cards will come with a rewards program allowing you to save on your purchases at least 1%.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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