If you have a credit card you can contact your credit card issuer and request a credit limit increase. If you want your credit limit to be increased, you should show responsible credit card use. There should not be any delays, late or skipped payments during at least six months.
Another way is to consider applying for a credit card. Look for a credit card with 0% interest introductory period on purchases, like the Discover it® Cash Back. The card has a 14-month introductory period on purchases and balance transfers (when the introductory interest rate is over, the ongoing APR will apply) plus there is a cash back program. There is no annual fee and if you overlimit the card, you won’t be charged any fee.
BEST CREDIT CARD OFFERS from our partners:
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
Excellent, Good Credit
INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
Excellent, Good Credit
Earn unlimited 1.5% cash back on every purchase, every day
Average, Fair, Limited Credit
