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If you have a credit card you can contact your credit card issuer and request a credit limit increase. If you want your credit limit to be increased, you should show responsible credit card use. There should not be any delays, late or skipped payments during at least six months.

Another way is to consider applying for a credit card. Look for a credit card with 0% interest introductory period on purchases, like the Discover it® Cash Back. The card has a 15-month introductory period on purchases and balance transfers (when the introductory interest rate is over, then 18.24% - 27.24% Variable APR on purchases and balance transfers will apply) plus there is a cash back program. There is no annual fee and if you overlimit the card, you won't be charged any fee.

tags : Credit Score

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.